Risk Indicators#
Risk indicators provide a simplified assessment of tenant risk based on scoring results. Each score type generates its own risk indicator.
Risk Levels#
| Level | Score Range | Description |
|---|---|---|
low_risk | 70–100 | Tenant meets or exceeds typical requirements |
medium_risk | 40–69 | Tenant may need additional review or conditions |
high_risk | 0–39 | Tenant does not meet minimum requirements |
Using Risk Indicators#
Risk indicators can be used for automated decisioning:
const report = await casapay.scoreReports.retrieve('scrpt_xyz789');
const decisions = {
low_risk: 'auto_approve',
medium_risk: 'manual_review',
high_risk: 'auto_decline',
};
for (const score of report.scores) {
const decision = decisions[score.risk_indicator];
console.log(`${score.score_type}: ${score.value} (${score.risk_indicator}) → ${decision}`);
}Score-Specific Thresholds#
Different score types may have different threshold configurations. You can customize thresholds in your Dashboard under Settings → Scoring Configuration.
| Score Type | Low Risk | Medium Risk | High Risk |
|---|---|---|---|
tenant_score | ≥ 70 | 40–69 | < 40 |
cash_flow_score | ≥ 65 | 35–64 | < 35 |
credit_score | ≥ 75 | 50–74 | < 50 |
Risk thresholds are configurable per account. The default thresholds shown above can be adjusted based on your risk appetite and local market conditions.